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Expert's
post

Sep 1, 2012

sarveshmehta wrote:Hey,

I would like to know your views on my full time MBA candidacy for top schools for 2013 start. Thank you for taking the time out to review my profile. Let me give you a brief on my resume so that you can have a better understanding of the same:



Hello Sarveshmehta,

I believe that the schools on your list will respond positively to your academic performance and professional experience. Your community service involvement/leadership is a bit light for the top 10 schools on the list; however, your micro-finance professional experience shows that you care about others and are trying to make the world a better place. It's a shame that your GMAT isn't higher. That's the only red flag I see from what you've told me. Given that risk factor, I would suggest you apply to around six and schools, including schools on your list like Tepper and Ross. Duke also would be a good fit with your career interests -- check out their CASE initiative https://www.caseatduke.org/.

Best of luck,
Tyler
_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Expert's
post

Sep 4, 2012

av2012 wrote:Hi Tyler,

I will appreciate your feedback on my profile and also if I have any chance of receiving scholarships. I am 23 years / male (started working at 20).

Present position - Applications Engineer/Consultant, Semiconductor (SC) Sales and Marketing (Among world's three largest SC companies).
\


Hello av2012,

I understand from my colleague, Chris Aitken, that he provided you detailed feedback on your profile over the phone and that you are considering engaging one of our consultants. Thank you for reaching out to MBA Prep School and do keep us posted if we can be of assistance in your application campaign.

Kind regards,
Tyler
_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Dec 11, 2012

Hi Tyler,

Hoping you can give me some advice! I am currently building an Alternative Transcript to mitigate my low undergrad gpa (2.89). I plan on applying for NYU Part-Time Langone program this Fall (applications are due my 5/15).

I've taken 2 courses with UCLA Extension: Mathematics for Management and Accounting 1A (Part 1). I've gotten an A+ in Mathematics for Management, and will find out my grade for Accounting by the end of the week (when I submit my final test.. but so far I have an A+ in this class as well).

I want to take 2 more courses before it's time to start the application. My question is: Is there any benefit to me taking courses at NYU (SCPS Noncredit Offerings) rather than UCLA Extesnion, since I will be applying for NYU Stern? UCLA Extension is less expensive and less time consuming (online). But if I'm planning to go to NYU Stern, will taking NYU classes further prove my time-management skills?

Some more background:
GMAT: 720 (49Q, 39V)
Extracirricular:
- ASCEND Leadership Committee Lead for NJ Chapter ( Pan-Asian professional group)
- Advisor for CQ Central NJ (high school animal rescue volunteer group- first of its kind!)
- Advisor for Sorority (6/2011-8/12)
- Volunteer for city animal shelter
- Softball team at work (seasonal)

Thank you in advance!
Expert's
post

Dec 15, 2012

chris558 wrote:Hi Tyler,

Hoping you can give me some advice! I am currently building an Alternative Transcript to mitigate my low undergrad gpa (2.89). I plan on applying for NYU Part-Time Langone program this Fall (applications are due my 5/15).

I've taken 2 courses with UCLA Extension: Mathematics for Management and Accounting 1A (Part 1). I've gotten an A+ in Mathematics for Management, and will find out my grade for Accounting by the end of the week (when I submit my final test.. but so far I have an A+ in this class as well).

I want to take 2 more courses before it's time to start the application. My question is: Is there any benefit to me taking courses at NYU (SCPS Noncredit Offerings) rather than UCLA Extesnion, since I will be applying for NYU Stern? UCLA Extension is less expensive and less time consuming (online). But if I'm planning to go to NYU Stern, will taking NYU classes further prove my time-management skills?



Hi Chris558,

That's an easy one -- the NYU courses will certainly carry more weight than the UCLA Extension courses. Unless it is completely impractical, I would recommend you take NYU courses to further bolster your alternative transcript.

Good luck,
Tyler
_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Jan 17, 2013

I am a Pakistani National and want to do mba from a top usa university. Kindly provide me with realistic evaluation of my profile and the ways to improve it.

Born December 1991
O Levels 2007
A Levels 2009
ACCA (Association of Chartered Certified Accountants) Affiliate 2012
Bsc(Hons.) Applied Accounting Oxford Brookes University 2013 : Upper Second Class Honours
Work Experience : None

Mar 8, 2013

Hi Tyler,

Please evaluate my profile and provide you valuable feedback/suggestions.

Personal:
Vibha/ 29 Y/ Female/ Indian

GMAT:
1st attempt - 650; V- 30(66%), Q – 49 (83%)

Academics:
Under grads – B.Tech (Information Technology) Overall percentage – 76%, GPA – 3.5

Work Experience:
- 7.5 years of full time work experience with Infosys Technologies
- Current designation is Technology Lead and role and responsibility involve managing projects.
- Got three promotions till date
- Managing a team of 16 associates
- Always worked with International Banking clients and thus have a very strong knowledge of international banking.
- Received a number of awards from Infosys such as Insta Award ’12, Spot Award ’12, MVP Award ’11 etc.

Extracurricular:
- Started my own training and placement firm in 2010 (with my husband), created a number of state level and few national level clients. Got a very good exposure but shut it down in 2012.
- I am a self motivated artist and organized a number of my art work exhibitions, a few were curated by me. Aggressively participates in any group exhibition work. I am a well known name in my city.
- I am an active social worker mainly contributing towards the education of underprivileged children. Some of my works – Established a non-profitable sub-unit in my training and placement firm in the name of ‘Free Mondays’ wherein I use to teach computer basics to underprivileged kids and I am currently an active part of a named NGO of my state.
- College and school level: Started an art and cultural club in college (being the first B.Tech batch of college got the privilege to do a fresh start of the club). This experienced helped a lot in creating a vision to open my own firm. Vice-president of house (grouping of school children in 4 houses) during my school.
- Won a number of awards in school and college, major of those are Best painter (State level), Miss School ’00, list is endless.

Few of my queries –
1. I am targeting top-20 US schools. Is my profile competitive for the same? If not, what should be my target (I am not planning to take GMAT again)?
2. What do you think are my major strengths and weaknesses?
3. I am planning for 2014 batch and I still have some time for opening of 1st round, so what areas I should focus to make a strong competitive profile.
4. Whether my work in field of art will be given a due consideration, and how may I provide the best impact with this expertise of mine?

Thanks in advance.
Vibha
Expert's
post

Mar 8, 2013

vibhadhiman wrote:Hi Tyler,

Please evaluate my profile and provide you valuable feedback/suggestions.

Personal:
Vibha/ 29 Y/ Female/ Indian

GMAT: This score is a big risk factor for any school that has higher than 650 as a median. Also, because of the competitive pool you are in as an Indian applicant the median score for your competition will be higher than a school's published median. I recommend retaking to raise your verbal about 80 percentile to eliminate this risk factor.
1st attempt - 650; V- 30(66%), Q – 49 (83%)

Academics: Where you earned your degree will matter and your class rank; however, the grades are in line with the top 20 business school competition; probably firmly in the second quartile. A school that is unknown to the MBA admissions committee is a risk factor.
Under grads – B.Tech (Information Technology) Overall percentage – 76%, GPA – 3.5

Work Experience: Infosys is a well-respected company and your work experience appears competitive with applicants to the top 20 US schools, but a lack of international experience will count against you. I like the team leadership and the promotions. Your work experience is higher than average for most top 20 full-time MBA programs. The programs in Europe tend to be more interested in more seasoned candidates. Age is a minor risk factor. Your references letters will need to be exemplary and support the idea that you have high potential for a business/management career.
- 7.5 years of full time work experience with Infosys Technologies
- Current designation is Technology Lead and role and responsibility involve managing projects.
- Got three promotions till date
- Managing a team of 16 associates
- Always worked with International Banking clients and thus have a very strong knowledge of international banking.
- Received a number of awards from Infosys such as Insta Award ’12, Spot Award ’12, MVP Award ’11 etc.

Extracurricular: I think the schools will value the impact you've made; however, the fact that you shut down your firm is a drawback. Your artistic talent and awards are an interesting differentiator of your candidacy, which always helps.
- Started my own training and placement firm in 2010 (with my husband), created a number of state level and few national level clients. Got a very good exposure but shut it down in 2012.
- I am a self motivated artist and organized a number of my art work exhibitions, a few were curated by me. Aggressively participates in any group exhibition work. I am a well known name in my city.
- I am an active social worker mainly contributing towards the education of underprivileged children. Some of my works – Established a non-profitable sub-unit in my training and placement firm in the name of ‘Free Mondays’ wherein I use to teach computer basics to underprivileged kids and I am currently an active part of a named NGO of my state.
- College and school level: Started an art and cultural club in college (being the first B.Tech batch of college got the privilege to do a fresh start of the club). This experienced helped a lot in creating a vision to open my own firm. Vice-president of house (grouping of school children in 4 houses) during my school.
- Won a number of awards in school and college, major of those are Best painter (State level), Miss School ’00, list is endless.

Few of my queries –
1. I am targeting top-20 US schools. Is my profile competitive for the same? If not, what should be my target (I am not planning to take GMAT again)? Given the risk factors I highlighted, I would say your sweet spot is for schools with a 30%+ acceptance rate. 20 to 29% acceptance rate is reaching but possible with a higher GMAT and flawless execution on your application. You'd probably receive some interest from the higher (though not highest) ranked Canadian and Europeans schools.
2. What do you think are my major strengths and weaknesses? See notes above
3. I am planning for 2014 batch and I still have some time for opening of 1st round, so what areas I should focus to make a strong competitive profile. Raise your GMAT, cultivate great reference letters, aim for a work project with a multi-cultural team and client, and add a high impact achievement in one of your existing activities outside of work.
4. Whether my work in field of art will be given a due consideration, and how may I provide the best impact with this expertise of mine? I think it is a differentiator; you need to convince them of the benefit of this experience once you an MBA student and in your future as a leader.

Thanks in advance.
Vibha

_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Mar 9, 2013

Thanks Tyler for your prompt reply. I value your recommendations but could you look at following queries-

1) I have always worked with International Banking clients such as American Express, Royal Bank of Scotland etc. I have got opportunities to move to international locations but due to personal constraints I opted to work from India. Whereas, I was always a key participant in most of the direct customer meetings and all sort of communications as I am managing the projects end to end from past 2 years.
Do you think working with international clients from India location will not add any value or international presence is must?
2) Please let me know my admit chances in following schools (with my current GMAT score)-
- Haas
- Stern
- Fuqua
- Ross
- Austin : McCombs
- Toronto : Rotman

Thanks once again.
Vibha
Expert's
post

Mar 9, 2013

vibhadhiman wrote:Thanks Tyler for your prompt reply. I value your recommendations but could you look at following queries-

1) I have always worked with International Banking clients such as American Express, Royal Bank of Scotland etc. I have got opportunities to move to international locations but due to personal constraints I opted to work from India. Whereas, I was always a key participant in most of the direct customer meetings and all sort of communications as I am managing the projects end to end from past 2 years. This is great. I didn't realize you'd worked with blue chip firms like these; so it does improve your competitiveness.
Do you think working with international clients from India location will not add any value or international presence is must?
2) Please let me know my admit chances in following schools (with my current GMAT score)-
Percentage chances are tough to guestimate. I am guessing you'll fair well at Rotman. Fuqua is possible but I think your GMAT score may land you on the wait list. Ross and Stern are good reach schools given my analysis. I don't think Haas will come through given small class size and low acceptance rates.

- Haas
- Stern
- Fuqua
- Ross
- Austin : McCombs
- Toronto : Rotman

Thanks once again.
Vibha


Best of luck, Vibhat!

Please visit our website https://mbaprepschool.com/season-pass/ and check out our Virtual Consulting series. You will learn how to flawlessly execute every element of your MBA application, including essays, resume, reference letters, application forms, and inteviews.
_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Apr 6, 2013

Hello Team,

Need your help on profile evaluation and how good/bad are my chances of getting into INSEAD for January 2014 intake. Why I am only interested in INSEAD:

1) Its a fast track program
2) I would prefer working in Eastern Hemisphere in future and preferably in Oil&Gas industry in Singapore or Europe.
3) If at all I want to move back to consulting I know INSEAD is best.

Profile:


4 years of experience: 3 years with McKinsey in India as Analyst, 1 yr in business development with Halliburton Energy Services (oil and gas) in UK.

Currently working in UK.

Age: 26 yrs
GRE score: 1420/1600 ( Long back I had thought I ll go for MS and had given GRE, the score is still valid)
Nationality : Indian
Education: Computer Science Engineering from one of the top 15 colleges in India but not an IIT.


I am not inclined to go back to consulting and would like to move to a senior BD role in Oil&Gas industry. Quite confused if I should go ahead for January 2014 intake or for July 2014.

Is the GRE score good enough? I know its good for US universities for MS but not sure about its acceptance in MBA courses. Atleast 6 people from my team in McKinsey have already got into INSEAD in last 2 yrs but they went with more experience so not sure if I have enough experience.


Any feedback would be much appreciated.

Cheers!

Apr 6, 2013

Forgot to mention my extra cirriculars :

1) Have won gold medals in Table tennis in all tournaments in Univeristy all 4 years. Won gold medal on state level as well.
2) Dance competitions
3) Involved in 2 start ups in Education industry but sadly left both in mid because of job requirements however the ultimate aim is still to start on own after a few years.
4) CSR initiatives in company. An excellence award in McKinsey.
5) I doubt school achievements would count now.

My CGPA in college was 8.6/10 with honours award.
Expert's
post

Apr 7, 2013

Hello aanchi01,

Your profile appears competitive for INSEAD. They will respond to your academic profile; however, taking the GMAT and scoring in the 90% would shore up this aspect of your candidacy. Your leadership outside of work appears sufficient though not record setting. By the way, they will be interested in college leadership as a proxy for how involved you might be as a student leader if accepted. Your McKinsey experience will be prized by INSEAD, and I also think the fact that you've left consulting to work at Haliburton adds to your professional standing as it diversifies your experience set and is also a step toward your post-MBA career goals. Excellent reference letters will be de rigeur. You are correct that INSEAD prefers more "seasoned" applicants; therefore, the Sept 2014 intake [you wrote July 2014?] may be a better option, especially if you believe you will have even more impressive professional achievements by that point. If you are considering teaming up with a consultant and would like to talk to us, please visit the website and sign up for a free introductory consultation.

Best wishes,
Tyler
_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Apr 7, 2013

Tyler,

Thanks for the quick reply. In GMAT more weight age is given to Verbal or Quant ? I had 790/800 in quant and 630/800 in verbal I guess because in GRE the verbal section is really tough. The only reason why I am not interested in giving GMAT is because my GRE score is not too bad + I would be busy with few other courses here.

I ll sign up for a consultation.

Cheers!

Apr 18, 2013

Hi i want to know my chances for few good us universities..

10th- 49% (2003)
12th- 60% (2005)
Grad- Bachelor in commerce though distance learning from Tier1 university 43% (2009)
Grad repeated- Bachelor in commerce though distance learning from different Tier3 university 73% (2012)
Diploma in Aviation and hospitality from Edexel university (2010)
Diploma in Theater (2007)
Apart from this a lot of small certificates.


Work Exp- Small family garments business(small botique) So dont think adcom will consider it.
Want to do MBA in finance.

Have not taken Gmat but in mocks getting around 650- 680, i can improve a lot more and target 720.

So as per my profile which colleges should i target, i know my profile is not good neither i am targeting top 20 US Bschools. Kindly guide me.
_________________
Expert's
post

Apr 18, 2013

Hello Prateek,

I'll send you a PM.

Best,
Tyler

prateekbhatt wrote:Hi i want to know my chances for few good us universities..

10th- 49% (2003)
12th- 60% (2005)
Grad- Bachelor in commerce though distance learning from Tier1 university 43% (2009)
Grad repeated- Bachelor in commerce though distance learning from different Tier3 university 73% (2012)
Diploma in Aviation and hospitality from Edexel university (2010)
Diploma in Theater (2007)
Apart from this a lot of small certificates.


Work Exp- Small family garments business(small botique) So dont think adcom will consider it.
Want to do MBA in finance.

Have not taken Gmat but in mocks getting around 650- 680, i can improve a lot more and target 720.

So as per my profile which colleges should i target, i know my profile is not good neither i am targeting top 20 US Bschools. Kindly guide me.
_________________

_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Apr 26, 2013

Hi Tyler,
Could you please provide me some detail information on the big Real Estate companies(names, what percentage they recruit etc.) in US,recruiting from top 20 b-Schools out there...?
What is the average package for these firms for fresh top 20 b-Schools grads in US?

What is the reasonable and expected salary growth 3-5 years down the line with these firms?

How do your see the growth prospects of these firms and career growth with them as compared to big Consultancy firms? (If comparable to any extent at all...)

Much appreciate your feedback on this.
Expert's
post

Apr 26, 2013

Hello bagdbmba,

I am sorry but I don't have access to the data you are asking about. What I can tell you is that our MBA admissions clients who are in the real estate industry rank Wharton very high on their list. I believe Columbia and Stern also have solid recruiting relationships with the real estate (esp. real estate finance) industry. Cornell has the Baker Program, a master's program in real estate. The career placement offices at these schools might have the kind of information you are seeking. Good luck!

-Tyler
_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

Apr 27, 2013

Hi Tyler,

Can you please consider my profile and suggest the best fit for me? And also let me know whether I stand a chance applying to top 20?

Little bit about me.
Age: 24 from Poland
GPA: 3.75-4.0 (Electronic Eng & Management - finished undergrad in UK with 1st Class Honours Degree - conversion of UK degree to GPA is unclear for me, however 3.75+ seems to do the trick according to various sources)
GMAT: taking in June, aiming for 680-720, which I guess is reasonable.

Work experience:

Originally I was enrolled in masters course at the Uni. However during the 4th year I was headhunted and offered with a opportunity to join a reasearch project for two years (EU funded) in Lithuania (where I am now) as researcher - switched my degree to B.Eng and graduated to take this position. As I would like to apply this fall for entry in 2014 Sept, so by the time of Uni start there will be 2 years.

Earlier: summer internship in open source software company in new business department - preparing case studies for clients, cold calls, CRM system management and implementation.

Extras (I apologize for random order):
- First reward for the best business pitch of the entrepreneurial program (raising business creativity)
- awarded with Class medal at the Uni for achiev.
- created + managing of two websites for a local company in my hometown
- at Uni part of squash and tennis club (still trying to play both as often as possible)

Community:
- elderly care (back in hometown) - i won't go into much details here since its quite personal
- still connected with my old high school - collecting necessary means for schooling at orphanage

Recommendations:
- current supervisor from Lithuania
- dean of the department at the Uni/Advisor/one of the Dr I was working with - depending on the number of applications.

As a goal I'd like to focus on management consulting.

On my own I was looking closely at Kelloggs, Haas, Duke, Booth perhaps.

Also If you could point me into the direction of the ways I could improve my profile by the time of application, it would be great.

Thank you for your time.
Expert's
post

Apr 27, 2013

[quote="ashriel"]Hi Tyler,

Can you please consider my profile and suggest the best fit for me? And also let me know whether I stand a chance applying to top 20?

Hello Ashriel,

I would be happy to provide some general opinions. Based upon my experience and with all necessary disclaimers, I will rate you as Gold, Silver, Bronze, or No Medal in the MBA Olympics:
-Academics - Silver/Gold - top performance in EE degree will be admired; only reason I can't say pure Gold is that it will depend on the reputation of your UK uni. A GMAT score above median will help you reach for the Gold.
-Professional - Bronze - this is the area that I would be concerned about. You will only have two years and will be competing against candidates with 3-4 years experience. A second professional recommendation would be preferred to a university professor. I assume that will be difficult to obtain because of the length of your employment tenure. "Researcher" roles often don't give admissions boards insight into your management/leadership potential.
-Leadership - No medal? Appear you are involved in helping others (e.g. the elderly) but you didn't give me much to go on when it comes to leading others. You asked about ways to strengthen your candidacy -- seeking a leadership role and making an impact as a leader would be the best way to enhance your competitiveness.
-Diversity - Gold - this is obviously a broad category but I think you score well here as Poland is an under-represented country at the MBA Olympics.
-International Experience - Bronze/Silver - you studied in the UK and are working in Lithuania so I think you have some standing in this category.

Overall: Bronze/Sliver

I think that a US business school with acceptance rates in 30% plus range might give you a shot based on academic standing, professional potential, and diversity. You aren't completely out of the running for Kelloggs, Haas, Duke, Booth but these are going to be a reach. Consider waiting another year or two to increase your standing in the areas I pointed to. If you do, you should be a Gold Medal competitor. Having the right coach helps of course... :-D

Good luck!
_________________
Tyler Cormney
MBA Prep School
Website: https://mbaprepschool.com

MBA Prep School provides you with power tools for building a winning MBA application. Our on-demand admissions consulting videos and application prep tools will increase your chances of being accepted by your dream school.

Take the first step toward your dream school -- for Free!: https://mbaprepschool.com
Read our eBook: https://mbaprepschool.com/ebook
For GMAT Club Discounts: https://gmatclub.com/blog/courses/mba-pr ... gmat-club/

May 11, 2013

Hi MBA Prep School Consultancy team,
Could you please provide any insights on what one should write/approach why one should get the scholarships in 2 year MBA program especially for US schools(top 15/20 )...?

Much appreciate your feedback on this.

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